READ THE NOTICE FULLY AND CAREFULLY; THE PROPOSED SETTLEMENT MAY AFFECT YOUR RIGHTS!
IF YOU HAVE APPLIED OR ATTEMPTED TO APPLY FOR A LOAN OR CREDIT WITH ONE NEVADA CREDIT UNION (“DEFENDANT”) AND YOUR APPLICATION WAS DENIED SINCE JANUARY 1, 2020, THEN YOU MAY BE ENTITLED TO A PAYMENT FROM A CLASS ACTION SETTLEMENT
The United States District Court for the District of Nevada, has authorized the Notice; it is not a solicitation from a lawyer.
| SUMMARY OF YOUR OPTIONS AND THE LEGAL EFFECT OF EACH OPTION | |
| DO NOTHING | If you don’t do anything, you will receive a payment from the Settlement Fund so long as you do not opt-out of or exclude yourself from the settlement (described in the next box). If you do not opt-out of or exclude yourself from the settlement, you will release or give up any claims against Defendant relating to the Challenged Practice (described below). |
| EXCLUDE YOURSELF FROM THE SETTLEMENT; RECEIVE NO PAYMENT BUT RELEASE NO CLAIMS | You can choose to exclude yourself from the settlement or “opt-out” by mailing a request to opt-out to the Settlement Administrator (“RG2 Claims”). This means you choose not to participate in the settlement. You will keep your individual claims against Defendant, but you will not receive a payment. If you exclude yourself from the settlement but want to recover against Defendant, you will have to file a separate lawsuit or claim within the time period allowed by law. |
| OBJECT TO THE SETTLEMENT | You can mail an objection to the Settlement Administrator explaining why you believe the Court should reject the settlement. If your objection is overruled by the Court, then you will receive a payment and you will not be able to sue Defendant for the claims asserted in this litigation. If the Court agrees with your objection, then the settlement may not be approved. |
| DISTRIBUTION OF UNCASHED CHECKS TO THE CY PRES RECIPIENT | If you receive a payment and don’t cash the check within 120 days after it is sent to you, then the Court may order that the unclaimed funds should be paid to the charity known as Immigrants Rising and/or TheDream.US |
These rights and options —and the deadlines to exercise them— along with the material terms of the settlement are explained in the Notice.